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Carlos Portales

Hi, I'm Carlos. I help Medicare beneficiaries and seniors find the valuable coverage they need.

We specialize in the following:

  • Medicare Advantage plans (disabled or age 65+)
  • Health insurance (Obamacare)
  • Funeral plans
  • Life insurance (IUL, Term, Whole)
  • TRS planning (school employees)

Let us help you secure the right coverage for your future!


Nos especializamos en lo siguiente:

  • Planes Medicare Advantage (para personas con discapacidad o mayores de 65 años)
  • Seguro médico (Obamacare)
  • Planes funerarios
  • Seguro de vida (seguro integral, a término, seguro completo)
  • Planificación de TRS (empleados escolares)


¡Permítanos ayudarlo a obtener la cobertura adecuada para su futuro!

More About RUAH

Medicare is Complex. We Can Help.

Medicare Advantage

Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more. 

Medicare Supplement

Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance. 

Prescription Drug Plans (PDP)

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 

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Dental & Vision

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.

We Make Connections. You Have Options.

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